Welcome To Champion Wealth Creators
The Spread between Investment Returns and Investor Returns is known as the Behaviour Gap
Stanley Druckenmiller
About Us
Helping You Get Where You Want To Be
Hello, I am Venkataramana C, a CFP (Certified Financial Planner) and an MBA graduate with a career spanning more than 21+ years in the field of Financial Services, Portfolio Management and Operations.
Champion Wealth Creators was started in 2014 with the primary objective of providing comprehensive financial planning services. The investment process begins with Mapping Client’s Risk Profiles, understanding their financial goals based on their time horizon and choosing the ideal asset allocation towards portfolio construction.
Our Services
Our objective is to make the client fulfil their financial goals and aspirations with a holistic solution comprising protection solutions, wealth creation solutions, cash flow planning, tax-efficient investment returns and estate planning.
- Financial Planning
- Retirement Planning
- Child Education Planning
- Goal-Based Investment
- Protection Solutions
- HNI / NRI Services
Please spare a few minutes to watch this video.
Financial Planning
At Champion Wealth Creators, financial planning goes beyond just numbers – it’s about creating a personalized roadmap that aligns your financial decisions with your life goals. As a Certified Financial Planner (CFP), I emphasize a holistic approach to ensure your financial success.
Retirement Planning
Retirement is one of the most crucial milestones in life, and planning for it is essential to ensure a comfortable and secure future. At Champion Wealth Creators, we understand that while you can take loans for most things in life, there’s no borrowing when it comes to your retirement corpus. That’s why retirement planning is a key focus area for us.
Child Education Planning
At Champion Wealth Creators, we understand that every Indian parent aspires to provide their child with the highest quality education, often at prestigious institutions or universities worldwide. With educational inflation rising at a rapid rate of 15% year on year, especially with the increasing demand for specialized courses abroad, planning for your child’s education has never been more crucial.
Goal-Based Investment
At Champion Wealth Creators, we believe that “Failing to plan is planning to fail.” Goal-based investment is all about setting a clear path to achieve life’s important milestones without compromising your financial stability. Whether it’s planning for your child’s education, your daughter’s marriage, buying a dream home, planning a holiday, or even purchasing a car, setting financial goals in advance is key.
Protection Solutions
At Champion Wealth Creators, we believe that no financial plan is complete without a strong foundation in protection solutions. Planning adequately for unexpected and potentially catastrophic events is the first step in a sound financial strategy. This includes Health/Mediclaim insurance, Critical Illness coverage, Accident and Disability cover, as well as Term Life Insurance.
HNI / NRI Services
At Champion Wealth Creators, we specialize in offering bespoke financial solutions tailored to the unique needs of High Net Worth Individuals (HNI) and Non-Resident Indians (NRI). Leveraging my association with leading Portfolio Management Services (PMS) providers and top-tier wealth management companies, I am able to recommend a range of niche products, including PMS, Debentures, Alternate Investment Funds (AIFs), and more.
Financial Planning
At Champion Wealth Creators, financial planning goes beyond just numbers – it’s about creating a personalized roadmap that aligns your financial decisions with your life goals. As a Certified Financial Planner (CFP), I emphasize a holistic approach to ensure your financial success.
Retirement Planning
Retirement is one of the most crucial milestones in life, and planning for it is essential to ensure a comfortable and secure future. At Champion Wealth Creators, we understand that while you can take loans for most things in life, there’s no borrowing when it comes to your retirement corpus. That’s why retirement planning is a key focus area for us.
Child Education Planning
At Champion Wealth Creators, we understand that every Indian parent aspires to provide their child with the highest quality education, often at prestigious institutions or universities worldwide. With educational inflation rising at a rapid rate of 15% year on year, especially with the increasing demand for specialized courses abroad, planning for your child’s education has never been more crucial.
Goal-Based Investment
At Champion Wealth Creators, we believe that “Failing to plan is planning to fail.” Goal-based investment is all about setting a clear path to achieve life’s important milestones without compromising your financial stability. Whether it’s planning for your child’s education, your daughter’s marriage, buying a dream home, planning a holiday, or even purchasing a car, setting financial goals in advance is key.
Protection Solutions
At Champion Wealth Creators, we believe that no financial plan is complete without a strong foundation in protection solutions. Planning adequately for unexpected and potentially catastrophic events is the first step in a sound financial strategy. This includes Health/Mediclaim insurance, Critical Illness coverage, Accident and Disability cover, as well as Term Life Insurance.
HNI / NRI Services
At Champion Wealth Creators, we specialize in offering bespoke financial solutions tailored to the unique needs of High Net Worth Individuals (HNI) and Non-Resident Indians (NRI). Leveraging my association with leading Portfolio Management Services (PMS) providers and top-tier wealth management companies, I am able to recommend a range of niche products, including PMS, Debentures, Alternate Investment Funds (AIFs), and more.
Financial planning is the process of developing strategies to assist consumers in managing their financial affairs to meet life goals. The process of financial planning involves reviewing all relevant aspects of an individual’s situation across a large breadth of financial planning activities.
I emphasize on the 5 major steps of financial planning.
- I will Establish my relationship with client
- Collect Qualitative and Quantitative data from them
- Analyse their risk profile, current financial status and plan for financial goal.
- After considering their life goals, will present the financial plan
- Based on my recommendations, Implement financial plan and review the same in a periodical manner based on their goals.
Retirement planning is the most important goal in everyone’s life. As they say, you can get loan for everything in life, but not for retirement corpus.
While planning for retirement planning, I will take into consideration the impact of inflation, life span (including dependent spouse and others), optimal drawdown workings during retirement phase and how much to save in order to reach the retirement corpus. Retirement planning also includes estate planning if they wish to leave behind a corpus for their next generation.
Most of the Indian Parent’s desire is to send their kid to the best possible institution/university to provide highest quality education. Educational inflation is one of the fastest growing inflation (15% year on year) as Indians focus on international universities due to the wide range of specialized courses available abroad. Hence, it is vital to plan a ideal corpus based on the specialized skill set of the child to fulfil their goal which could be for 4 years (or) 6 years (including Post graduation). Identifying the target corpus based on future inflation by investing early and regularly to achieve the desired corpus based on the time horizon and the corpus required. While planning we also factor in the drawdown required so as to utilize the corpus periodically. We cater to segments based on their goals and aspirations to achieve their child education dreams.
“Failing to plan is planning to fail”.
There are certain goals which are vital to plan. For example: Children education planning, Daughter’s marriage, buying a house (for long term), planning a holiday, buying a car (for short term).
Planning in advance based on the target amount required in the stipulated time will help you to fulfil the goal without disturbing your finances earmarked for other investments.
Famous scientist Albert Einstein said that “Compounding is the 8th wonder of the world. He who understand it, Earns it, He who doesn’t, Pays it”. Hence, while planning for LONG TERM GOALS, EQUITY oriented investment is the most preferred choice for WEALTH CREATION.
Financial planning is incomplete without planning adequately for Health/Mediclaim insurance, Critical Illness, Accident and disability cover as well as Term Life Insurance. In fact, 1st step in financial planning is to plan for these contingency covers which are unexpected and catastrophic.
With our diversified range of comprehensive protection products, I will ensure the client is protected adequately without causing any financial turbulence.
My association with leading PMS providers and wealth management companies has enabled niche product recommendations to the HNI category including PMS (portfolio management services), Debentures, Alternate Investment Funds and others. Our individual attention to their goals and personalized services with specialized product offerings have immensely benefitted their aspirations in the niche product segment.
Our Blogs
Why Most Intraday Traders Lose Money: Insights from SEBI’s Report
In this insightful video, our founder Venkatramana C delves into a recent report by SEBI that uncovers alarming trends in investor behavior within the equity
Union Budget 2023-24 | Details in a Nutshell
The fiscal deficit (the difference between the government’s total revenue and expenses in the year) is expected to be at 5.9% of GDP. This is
Understanding different investment styles of the fund manager to ride through volatility
Equity investment is a nonlinear investment and there are broadly two major styles of Investment which includes GROWTH and VALUE and some of the funds