One of my clients Mr Sivakumar asked me why I should have separate health insurance cover as I am already covered by my employer including my family members.
As employees are constantly looking for growth from within the organization and outside, the longevity of the employees are not there, hence during the transition period (during the notice period and joining time with the new employer), it is important that you need to have STANDALONE health insurance cover which will be very handy during medical emergencies and also, Health Insurance is only provided to someone who is INSURABLE, if someone gets a major disease at any point in time, then he will not be given health insurance and it will be denied. Hence, it is ideal to have a HEALTH INSURANCE cover at all times to be protected at all times and it gives you complete PEACE OF MIND
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